Student Loan Default Rates

Default Rates

Official Cohort Default Rate Reports are available to the public and may be downloaded into PDF files. Use the and enter the name of an institution (use OPEID #003471 for SDSU). Also see SDSU Financial Aid website for additional information.

Title IV institutions are required to disclose cohort default rates, and the Higher Learning Commission is evaluating whether to include loan repayment outcomes as measures of student success. See . An institution risks losing federal financial aid if the default rate exceeds 30%; SDSU strives to minimize student default on loans and the reports show a default rate of less than 5% since FY 2013.

Cohort Fiscal YearOfficial Default RateNumber of Borrowers in DefaultNumber of Borrowers in RepaymentEnrollment FiguresPercentage Calculation
2021002,501N/AN/A
2020002,60513,93718.69%
20190.7222,82114,78519.08%
20182.7762,79315,24418.32%

Cohort Default Rate Comparisons

Cohort Default Rates Chart for FY13 to FY21 depicting the percent of borrowers who enter repayment in the fiscal year and default within a three-year time period
Cohort Default Rates
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